Student Loan Management & Risk Management

Educational debt and income risk are defining features of a physician’s financial life. This session explores how to evaluate student loan repayment options in the context of career trajectory, cash flow, and long-term goals, rather than focusing solely on payoff speed. 

We’ll also examine the role of risk management, including life and disability insurance, as tools to protect earning capacity and family obligations. Emphasis is placed on understanding coverage types, limitations, and coordination with broader financial planning, not on specific products or insurers.